Do they check your credit when opening a savings account?

It depends on the bank%26#039;s policy.

Some banks check your credit, some check Chex Systems, some check both and some check none. Most of the National banks check everything but the smaller banks and credit unions may not.

The only way you can find out is to ask. After all there are lots of banks/credit unions that want your business, why not shop for the best deal in your situation.

Good Luck

Do they check your credit when opening a savings account?

yes on the whole they do, this is automatic.

Do they check your credit when opening a savings account?

Yep, but if you just want a savings account and not checking, you shouldn%26#039;t have too much of a problem getting one, unless your report shows former problems with banks specifically.

Do they check your credit when opening a savings account?

No, not for a savings account. There is no line of credit established for a savings account. They will check if you open a checking account or take out a loan.

Do they check your credit when opening a savings account?

It actually depends on the bank, occasionally some of the not so great banks will intentionally take people with not-so-great spending habits so that they can charge you lots of exorb. overdraft fees that compound on eachother.

So in short, have fun with that!

You can check your credit at the link I have provided below, but beware - the more you check your credit, the worse it gets... seriously... every time u check your credit, it puts a negative ding on your score.

Do they check your credit when opening a savings account?

YES. They check the list of deliquents in the Negative Data Bank before they allow you to open an account.