How come you need a credit card to check your credit report on-line?

You don%26#039;t it%26#039;s a scam, you are entitled to get one free credit report per year, contact:

Experian:

https://qspace.iplace.com/cobrands/850/h...

TransUnion

http://www.transunion.com/

Equifax

http://equifaxproducts.com/index.jsp?CMP...

and Free Credit Report, the ONLY LEGITIMATE free credit site on the web, verified by Netcraft %26amp; McAfee Siteadvisor:

https://www.annualcreditreport.com/cra/i...

How come you need a credit card to check your credit report on-line?

Well, without a credit card, there isn%26#039;t much of a credit to check. paying off a credit card reliably (or... unreliably) is one of the bigest sources of credit rating. I don%26#039;t know what site you%26#039;re using, but this might be the case. Or, they might be trying to charge you for the service.

How come you need a credit card to check your credit report on-line?

You can use a check card to pay for the services, if they have a Visa or MC logo on them.

How come you need a credit card to check your credit report on-line?

primarily for identification. because THEY are the credit bureau, THEY know which credit cards you have..get it???

I tried to get my credit report with a prepaid credit card..wouldn;t work, because the credit card isn%26#039;t officially registered with the credit bureau as officially belonging to me.

If you think about it its the best most secure system they could have. Also, if someone found your ID, credit cards and so forth, they wouldn%26#039;t be able to get your credit report, because when you get your credit report online, it will Always ask..OK we see you have a loan of such and such amount..what are the monthly payments. If you know you don%26#039;t have such and such a loan, you will put zero, but someone else will be guessing. That%26#039;s why they have 4 or 5 of these types of questions.

How come you need a credit card to check your credit report on-line?

You don%26#039;t at www.annualcreditreport.com. That is the only free site for all three credit bureaus.

How come you need a credit card to check your credit report on-line?

That is because you are using the wrong site, you as a consumer have the right to a copy of your report each year at no charge, you will not see your score if you dont pay. But honestly scores vary so much it doesnt do any good to see it anyhow. I would suggest you use annualcreditreport.com you dont pay for this.

How come you need a credit card to check your credit report on-line?

You don%26#039;t. Go to FTC.GOV (Federal Trade Commission), they have a link on the site approved by the government to provide free reports from all three reporting agencies.

How come you need a credit card to check your credit report on-line?

Because credit cards are the basis of a credit report,

without a credit card, you can%26#039;t build credit,

so you can%26#039;t have a report on which your credit can be reported.