Saturday, July 11, 2009

Where can I check my credit score for a low cost with out signing up for a free trial of something?

Be aware that most websites that offer you a free credit score doesn%26#039;t offer you what is called a FICO score, which is the scoring model used by most Auto and Mortgage Lenders. Before you go and attempt to purchase a score on line, look over the site and review it to see if in fact they offer you a FICO score. If they don%26#039;t say FICO score and continuously refer to their score as a %26quot;credit score%26quot; then more than likely it isn%26#039;t a FICO score. Which would be useless, because if you are trying to get a new car or a new home, the non FICO score could be up to 100 points different from that of a FICO score.



There are many scoring models used to determine your overall risks FICO, which is the most used, is simply just one of them.



You re best bet to get an actual FICO score would be for you to go to myfico.com. You might pay a few dollars more than some of the websites, but you do get a FICO score and you don%26#039;t have to sign up for any sort of membership. Which in turn saves you the hassle and disappointment of getting a score not necessarily used by your lenders.



Where can I check my credit score for a low cost with out signing up for a free trial of something?

You can check all three for free and no obligation at...



https://www.annualcreditreport.com/cra/i...



Where can I check my credit score for a low cost with out signing up for a free trial of something?

Many banks give their clients 1 free credit report per year with no strings attached. Try calling whatever bank you have a checking or savings account with and see what they say. They may try to get you to sign up for something but just tell them you want your score and thats it. I know my bank did it.



Where can I check my credit score for a low cost with out signing up for a free trial of something?

I would suggest http://mycreditkeeper.com or http://truecredit.com



However, the only site that offers you true FICO scores is http://myfico.com



However, myfico.com is much more expensive, but those are the scores that most of the banks in the US go by. All other scores are called FAKO%26#039;s - but, they are usually pretty close to your true FICO.



There are a bunch of credit monitoring services. I am a credit repair specialist and these are the 2 we use for our clients. True Credit allows you to pull your scores ever 24 hours. Credit Keeper allows you to pull every 30 days.



Both are around $10-$15 a month and both provide identity theft insurance and many other features. It%26#039;s very much worth the small monthly fee to see where you stand. It%26#039;s great piece of mind.

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