I paid off in full the amount I owed to a credit company. A couple weeks later I got a statement saying that I still had a balance of $7.80, I immediately sent them a check for this amount, but they never cashed the check. I am currently receiving harrasing phone calls from a collection agency and now I am ask to pay $300.00 dls for interest acummulated on the $7.80. Does someone has something to say to this regard? I need help, so any advice will be greatly appreciated.
Check never cashed by a credit company?
if you have a duplicate check send a copy of it to them , also interest rates are regulated. they can only charge so much . seems to me that you are being scammed somehow. i would call the credit company and find out what happened to your check and what the hell is going on.
what is dls?
Check never cashed by a credit company?
You are not alone. It happens all the time. To see the law on what they are required to do, this might help:
http://www.fdic.gov/regulations/laws/rul...
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