Why do potential employers check your credit report?

I applied for a really nifty data entry position through an agency that hires directly to this company. I did everything awesomely. I passed the test they make you take, and have the background.

But the thing that may potential stop me from getting this job is my (atleast what I think is) bad credit. I haven%26#039;t been able to keep up with my payments, mainly because I don%26#039;t have a job. So without a job, I can%26#039;t pay said bills that show up on a credit report. I am 2 months due on my car, and some of my credit cards are over their limit.

So my question is do they really care about debts or are they looking more for something like a deadbeat dad who hasn%26#039;t been paying child support?

This is a data entry job that pays $10 an hour, not a corporate expense account manager who gets his own company credit card or something like that. I really need to take care of my bills, and want to with this job. I just hope this doesn%26#039;t hold me from getting it.

Thanks!

Why do potential employers check your credit report?

They don%26#039;t want to employ a deadbeat. They don%26#039;t want your creditors calling and they don%26#039;t want to have to garnish your salary. Also, people who need money to pay their bills might be tempted to steal.

Why do potential employers check your credit report?

Credit checks are part of the overall background check that many employers use when hiring new people.

A credit check is routine if your new job involves direct contact

with cash, credit, or merchandise , if your going to be %26quot;bonded%26quot;,

or if the position requires some type of certification or license.

In addition, they want to be sure that there is no initial conflict

of interest between you and them. That means, that you

don%26#039;t owe them anything or are involved in some legal action

with them.

Many companies believe that if you hire people with known problems, like drugs, health issues, criminal records, debt..etc.,

that you are in fact hiring %26quot;problem%26quot; people.

Generally speaking, it is not an issue unless there are

discrepancies between your job application and resume that

you cannot account for.

Why do potential employers check your credit report?

They want to view your character and see what kind of a person you are. A dead beat...a responsible person and so on. I don%26#039;t think they should but unfortunally they do.