You can not pull a credit report on another person. As for free, why would it be free? The bank I work for has to pay every time we pull one.
The best idea is to sit with the borrower at a computer, have them go online and buy thier own credit report and score. Then print and give you a copy.
Maybe first to go to FTC.gov the person can get a free credit report, no credit score is provided. Then you can see if thier credit really bad or good, maybe you don%26#039;t need a score.
Unsolicited advice, lending money seems easy, and since you don%26#039;t understand how credit reporting works, you probably don%26#039;t understand the risk. But as long as you can afford to lose what you are lending you are OK. Good luck.
I am a PRIVATE lender; I wan to check the credit score and history of a BORROWER; WHERE, HOW, and is it free?
You probably can%26#039;t get an account with the credit bureaus as they%26#039;ve become very picky about who they sell data to due to increased public regulation. Your best bet is to ask the borrower to run his/her own report and give it to you.
I am a PRIVATE lender; I wan to check the credit score and history of a BORROWER; WHERE, HOW, and is it free?
you can%26#039;t
if however you are a private lender then you can afford to order a report
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